IOB Specialist Officer Cut Off 2025 – Expected & Previous Year Cutoff Analysis
The IOB Specialist Officer Cut Off 2025 represents the minimum score candidates must achieve in the online examination to qualify for the interview and further selection stages. Since the IOB SO recruitment process involves domain-specialist vacancies such as Information Technology (IT), Credit, Risk Management, Treasury and other professional banking roles, the cutoff varies post-wise and category-wise depending on the difficulty level of the exam and the number of available vacancies.
This detailed cutoff guide helps candidates understand:
- Expected IOB SO Cut Off 2025 based on current trends
- Previous year/previous cycle cutoffs available from similar PSB SO recruitments
- Post-wise & category-wise cutoff structure for IT, Credit, Risk, Treasury
- Safe attempt strategy for selection
- Normalization and merit ranking method
- Cutoff influencing factors and score calculation process
Since the official cutoff is released only after the exam and result publication, the expected cutoff values given in this article are derived from analysis of:
- Recent IOB and other Indian PSB Specialist Officer exams
- Exam difficulty and question pattern from the latest notification
- Vacancy distribution and competition level across roles
- Previous SO cutoff data from similar bank recruitments
How IOB Specialist Officer Cut Off is Determined
The cutoff for IOB SO 2025 is influenced by multiple factors. The bank determines cutoff scores based on:
- Total number of vacancies in each specialist role
- Total number of candidates appearing for the exam
- Difficulty level of the online examination
- Category-wise reservation system (SC, ST, OBC, EWS, UR)
- Normalization process (if multiple exam shifts are conducted)
- Minimum qualifying standards for Professional Knowledge
The final cutoff for shortlisting candidates may include:
- Sectional Cutoff (if applicable)
- Overall Cutoff
- Post-wise & Category-wise Cutoff
IOB SO Cut Off 2025 – Expected Post-wise & Category-wise
The following expected cutoff range is calculated for a total online exam score of 200 marks, based on previous PSB SO recruitment patterns and the expected difficulty for 2025.
Expected Cut Off 2025 – Manager (IT)
| Category | Expected Cut Off (Out of 200) |
|---|---|
| General (UR) | 132 – 142 |
| OBC | 125 – 135 |
| EWS | 122 – 132 |
| SC | 105 – 118 |
| ST | 95 – 110 |
Expected Cut Off 2025 – Senior Manager (IT)
| Category | Expected Cut Off (Out of 200) |
|---|---|
| General (UR) | 128 – 138 |
| OBC | 120 – 132 |
| EWS | 118 – 128 |
| SC | 100 – 112 |
| ST | 90 – 105 |
Expected Cut Off 2025 – Manager (Credit)
| Category | Expected Cut Off (Out of 200) |
|---|---|
| General (UR) | 138 – 148 |
| OBC | 130 – 140 |
| EWS | 126 – 136 |
| SC | 108 – 120 |
| ST | 100 – 113 |
Expected Cut Off 2025 – Manager (Risk Management)
| Category | Expected Cut Off (Out of 200) |
|---|---|
| General (UR) | 124 – 134 |
| OBC | 118 – 128 |
| EWS | 115 – 125 |
| SC | 98 – 110 |
| ST | 88 – 102 |
Expected Cut Off 2025 – Manager (Treasury)
| Category | Expected Cut Off (Out of 200) |
|---|---|
| General (UR) | 122 – 132 |
| OBC | 116 – 126 |
| EWS | 114 – 124 |
| SC | 96 – 108 |
| ST | 86 – 100 |
Previous Year Cut Off – Reference from Similar PSB SO Exams
As previous publicly released IOB SO cutoff data is limited, the following table shows a benchmark comparison from similar Public Sector Bank SO recruitments for analysis:
| Post / Role | General | OBC | SC | ST |
|---|---|---|---|---|
| IT Officer (Scale II) | 128.50 | 121.75 | 103.25 | 92.75 |
| Credit Officer | 136.25 | 128.75 | 109.50 | 101.25 |
| Risk Officer | 120.50 | 114.75 | 99.00 | 89.25 |
| Treasury Officer | 118.25 | 113.00 | 95.75 | 84.50 |
Normalization of Scores for IOB SO Exam
If the exam is conducted in multiple shifts, IOB may use a normalization algorithm to ensure fair score comparison across shifts with varying difficulty levels. The normalized score becomes the basis of cutoff and merit ranking.
IOB SO Safe Attempts for 2025
Based on expected difficulty, below is a recommended safe attempt strategy:
| Post | Safe Attempts (Out of 200) |
|---|---|
| Manager (IT) | 155 – 170 (with high PK accuracy) |
| Senior Manager (IT) | 148 – 165 |
| Manager (Credit) | 160 – 175 |
| Manager (Risk) | 145 – 158 |
| Manager (Treasury) | 140 – 155 |
Factors Affecting IOB SO Cut Off
- Number of applicants
- Exam difficulty level
- Vacancy distribution across categories
- Normalization impact
- Minimum qualifying marks for Professional Knowledge
Frequently Asked Questions (FAQs)
Is there a sectional cutoff in IOB SO exam?
Sectional cutoff is not explicitly mentioned in all cycles; however, candidates must obtain a minimum qualifying score in Professional Knowledge to be shortlisted for the interview.
Does IOB release category-wise cutoff?
Yes. IOB publishes final post-wise and category-wise cutoff scores after completing the recruitment process and normalization of multi-shift exams.
Is Professional Knowledge mandatory for qualifying?
Yes. Professional Knowledge is the most crucial section for Specialist Officer selection. Candidates failing to clear PK score criteria rarely proceed to the interview stage.
Conclusion
The IOB Specialist Officer Cut Off 2025 will depend on exam difficulty, candidate competition, and the number of vacancies announced for IT, Credit, Risk, Treasury and other specialist posts. Aspirants should aim to score well above the expected cutoff range to secure a strong position for the interview shortlist. A focused preparation strategy emphasizing Professional Knowledge accuracy, time management and mock practice will significantly increase selection chances.