IOB Specialist Officer Syllabus 2025 – Post-wise Detailed Syllabus PDF
The IOB Specialist Officer Syllabus 2025 is the most important resource for candidates preparing for the Indian Overseas Bank Specialist Officer recruitment examination. The syllabus is designed to test core banking knowledge, analytical capability, reasoning skills and deep subject expertise in professional domains such as Information Technology, Credit, Risk Management, Treasury Operations and other specialized banking functions.
Since the selection of Specialist Officers is primarily based on domain expertise, the Professional Knowledge (PK) section carries significantly higher weightage compared to other sections. Therefore, a clear understanding of the post-wise IOB SO syllabus helps candidates plan preparation in a focused manner and improve their chances of selection.
Download IOB SO Syllabus 2025 PDF
This article provides a thorough breakdown of the syllabus for the major Specialist Officer posts, including:
- Manager (IT)
- Senior Manager (IT)
- Manager (Credit)
- Manager (Risk Management)
- Manager (Treasury)
- Other Specialist Categories (condensed syllabus)
The syllabus also includes the common subjects:
- Reasoning Ability
- English Language
- Quantitative Aptitude and Data Interpretation
- Professional Knowledge (Role-based syllabus)
IOB SO Syllabus 2025: Section-wise Overview
| Section Name | Applicable Posts | Nature |
|---|---|---|
| Reasoning Ability | All SO Posts | Logical and Analytical Skills |
| English Language | All SO Posts | Grammar, Vocabulary, Comprehension |
| Quantitative Aptitude & Data Interpretation | All SO Posts | Numeric Proficiency and DI |
| Professional Knowledge | Post-Specific | Domain Expertise |
Common Syllabus for All IOB SO Posts
Reasoning Ability Detailed Syllabus
- Puzzles (Floor Based, Box Based, Scheduling)
- Seating Arrangement (Linear, Circular, Dual Row)
- Blood Relations
- Direction and Distance
- Syllogism (Statements & Conclusions)
- Inequality (Coded and Direct)
- Input-Output
- Statement-Argument / Assumption
- Series (Alphabetical, Number, Alphanumeric)
English Language Detailed Syllabus
- Reading Comprehension (Economy, Banking, Social Themes)
- Error Detection and Sentence Improvement
- Para Jumble / Sentence Rearrangement
- Cloze Test
- Fill in the Blanks
- Word Usage, Antonyms, Synonyms
- Active/Passive Voice
- Direct/Indirect Speech
Quantitative Aptitude & Data Interpretation
- Data Interpretation (Tables, Graphs, Caselets, Pie Chart, Mixed)
- Ratio, Proportion, Partnership
- Percentage and Profit-Loss
- Simple and Compound Interest
- Time, Speed & Distance
- Time & Work
- Permutation & Combination
- Probability
- Financial Mathematics Basics
Post-wise IOB Specialist Officer Syllabus 2025 (Professional Knowledge)
The Professional Knowledge section is different for each specialist role. The detailed syllabus for each major post is provided below.
1. IOB Manager (IT) Syllabus 2025
Operating Systems and System Administration
- OS Concepts: Threads, Multitasking, Scheduling, Paging, Deadlocks
- Linux Administration: Shell, Cron, SSH, File Systems, Permissions
- Windows Server: Active Directory, DNS, DHCP, Group Policy
Networking and Security
- TCP/IP, OSI Model, Subnetting, NAT
- Routing Protocols: BGP, OSPF, RIP
- Switching, VLAN, VPN, WAN
- Firewalls, IDS/IPS, SIEM, Load Balancers
- Authentication: LDAP, Kerberos, SSO, IAM
Database and SQL
- RDBMS Concepts, Normalization
- SQL Queries, Joins, Indexing, Views, Triggers, Stored Procedures
- Oracle, MySQL, PostgreSQL
- Backup, Recovery, Replication
- Database Security and Encryption
Programming and Development
- Core Java, Python, C#, Node.js
- OOP Concepts, Collections, Exception Handling
- REST APIs, JSON, XML
- Secure Coding Practices
Cloud, Virtualization, DevOps
- AWS, Azure, GCP Basics
- Containers: Docker, Kubernetes
- CI/CD Pipelines, Git, Jenkins
- Infrastructure as Code: Terraform, Ansible
- Virtualization: VMWare, Hyper-V
Cyber Security
- Encryption, Hashing, SSL/TLS, PKI
- Incident Response, VAPT, SOC Operations
- Application Security, OWASP Top 10
- RBI Cybersecurity Framework for Banks
Digital Banking & Core Banking Solutions
- Core Banking Systems Architecture
- UPI, IMPS, NEFT, RTGS, AEPS
- API Banking, Middleware, Switches
- ATM, Card Networks, Reconciliation
2. IOB Senior Manager (IT) Syllabus 2025 (Advanced)
- Microservices & Enterprise Solution Architecture
- Zero Trust Security Models
- AI/ML Use in Banking Security Operations
- DR/BCP, RTO/RPO, High Availability
- Threat Intelligence, Forensics
- Advanced Kubernetes, Serverless Computing
3. IOB Manager (Credit) Syllabus 2025
Financial Statement Analysis
- Balance Sheet, P&L, Cash Flow
- Financial Ratios: CR, DSCR, ROE, ROCE, ICR
- Working Capital Fundamentals
- Fund Flow and Cash Flow Projections
Credit Appraisal & Financial Modeling
- CMA Reports, Project Appraisal
- Term Loans, Working Capital Assessment
- Break-even, Sensitivity Analysis
- Credit Rating Models
RBI Prudential Norms & NPA Management
- IRAC Norms, SMA, NPA, Write-offs
- Provisioning Requirements
- Restructuring and SARFAESI Basics
Collateral & Security
- Types of Collateral
- Valuation and Legal Scrutiny
- CERSAI, Mortgage, Hypothecation
4. IOB Manager (Risk Management) Syllabus 2025
- Types of Risk: Credit, Market, Operational, Liquidity
- Basel Norms, ICAAP, ILAAP
- Stress Testing, Scenario Analysis
- ALM, LCR, NSFR, Interest Rate Risk
- Risk Modelling: PD, LGD, EAD
- RBI Risk Guidelines
5. IOB Manager (Treasury) Syllabus 2025
- Forex and Currency Markets
- RBI Regulations, FEDAI Rules
- Derivatives: Forwards, Futures, Options, Swaps
- Government Securities, Yield Curve
- Money Market: CP, CD, Call Money
- Investment Book: HFT, AFS, HTM
6. Other Specialist Roles (Condensed Syllabus)
- Legal: Contract Act, SARFAESI, DRT, TPA
- Security: Physical Security, Access Control
- Marketing: CASA, Cross-selling, CRM
- HR: Recruitment, IR, Performance Management
Frequently Asked Questions (FAQs)
Is the Professional Knowledge syllabus same for all IOB SO posts?
No. The Professional Knowledge syllabus is post-specific. IT, Credit, Treasury, Risk and other roles each have their specialized syllabus requirements.
Does IOB release an official syllabus PDF?
Yes, the detailed syllabus PDF is published along with or after the official notification. Candidates can download it from the bank’s recruitment portal.
Which section carries the highest marks in IOB SO examination?
The Professional Knowledge section has the highest weightage and plays a decisive role in shortlisting candidates for the interview stage.
Conclusion
The IOB Specialist Officer Syllabus 2025 is comprehensive and requires a deep understanding of both banking and specialized domain knowledge. Candidates should focus on Professional Knowledge while also strengthening Reasoning, English and Quantitative Aptitude. Systematic coverage of this syllabus, supported by mock tests and revision, will significantly increase the chances of success in the IOB SO examination.